LEASE_PROD

Commercial Vehicle / Equipment / Plant & Machinery Lease variants, Top-up, Sale & Leaseback, SME Micro-Lease

LEASE_TERM

Approved lease term buckets — 12 / 24 / 36 / 48 / 60 months

LEASE_STRUCT

Operating Lease / Finance Lease structures offered across GLFL lease products

RATE_GRID

SAMA-disclosed rental rate grid by Product × Business Sector × Lease Term × Business Credit Score band

PURPOSE

Fleet expansion, new equipment acquisition, plant capacity expansion, replacement, sale & leaseback, other

REPAY_METHOD

Standing order, direct debit, PDCs, bank-guarantee-backed rentals from lessee business current account

RV_BAND

Residual value bands used in end-of-lease pricing and buy-out options

EOL_OPTION

Options available to the lessee at lease maturity

KSA_REGION

13 administrative regions of the Kingdom of Saudi Arabia

KSA_CITY

Cities mapped to KSA regions

LEGAL_FORM

CR-registered legal forms recognized for GLFL lease onboarding

SECTOR

Sector classification used for portfolio concentration and credit risk

LESSEE

Approved / onboarded lessee businesses (contractors, fleet operators, manufacturers…)

AGE_BAND

CR incorporation age bands used in credit scoring

REV_BAND

Annual business revenue bands used for pricing and revenue coverage ratio checks

EQUIP_CAT

Equipment categories eligible for leasing under GLFL products

EQUIP_MAKE

Approved equipment makes and manufacturers for leased assets

ASSET_COND

Condition grading of leased equipment at inception

CREDIT_SCORE_BAND

Bureau-based business credit score bands — Excellent / Good / Fair / Sub-standard / Thin-file

RCR_THRESH

Minimum revenue coverage ratio caps applied by segment

AML_RATING

Lessee business AML risk rating — Low / Medium / High / PEP

BANK_PART

Al Rajhi, SNB, Riyad Bank, Alinma, SAB, Albilad, ANB, BSF

VENDOR

Approved equipment vendors and dealers for GLFL lease origination

BRANCH

GLFL branches across KSA regions

CHANNEL

Branch / Digital / Nafath / Vendor Referral / Broker Aggregator / Contact Centre

DOC_TYPE

CR, VAT Certificate, National ID/Iqama, Wathq extract, audited financials, bank statements, equipment quotations

BIZ_VERIFY

CR, VAT, Wathq registry, audited financials, bank statements accepted for business verification

REJECT_REASON

Reasons for lease application rejection / referral

TERMINATION_REASON

Full settlement / lease maturity / buy-out / balance transfer / default write-off / total loss

COLL_BUCKET

Rental DPD buckets — Current / 1-30 / 31-60 / 61-90 / 91-180 / 180+ (write-off)