Approval for Revenue Coverage Ratio falling below standard policy thresholds

Approval for Business Credit Score below minimum threshold

Approval for RCR falling below SAMA responsible-financing caps for SME lessees

Alternative cash-flow verification methods

Approval for recent operational gaps or ownership changes

Reduced waiting period after insolvency/restructuring discharge

Waiver or reduction of liquid reserve requirements

Approval to lease equipment/assets exceeding the policy maximum age at lease inception or maturity

Approval where the financed asset value or advance-rental collected breaches standard policy limits

Approval for residual value assumptions exceeding standard policy caps at end of lease term

Approval to lease equipment sourced from a vendor not currently on the approved-panel list

Approval where the lessee Commercial Registration (CR) validity period is shorter than the proposed lease term

Approval to proceed with known asset title/ownership defects

Exception to standard disclosure timing requirements

Approval for leased equipment deployed at sites with usage/permit issues

Non-standard lease agreement terms or clauses

Non-standard entity structures or ownership

Acceptance of POA for document execution

Waiver of standard documentation requirements

Expedited or extended processing timeline

Non-standard disbursement arrangements

Waiver of QC findings or defects

Override of automated system validations

Waiver or deferral of standard pre-disbursement conditions

Non-standard lease servicing configurations