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GLFL — SAMA-Licensed Finance Company

 

Credit Policy Management

Enterprise-grade policy engine with multi-level configuration and rule management

Total Policies

4

Active Policies

3

Total Rule Groups

5

Total Rules

7

SME Equipment Lease Credit Policy 2026

Active

Medium Risk

SAMA-compliant lease assessment policy for SME lessees financing Commercial Vehicle, Equipment and Plant & Machinery Leases

Code

GLFL-EQL-2026

Version

4.1

Rule Groups

5

Scoring Models

4

Pricing Tiers

4

Effective Date

1/1/2026

Short-Term & Bridge Lease Policy

Active

High Risk

Lease Assessment framework for short-term and bridge equipment leases — includes Revenue Coverage Ratio 55% cap and 3× monthly business revenue cap

Code

GLFL-BRIDGE-2026

Version

3.0

Rule Groups

0

Scoring Models

5

Pricing Tiers

0

Effective Date

1/1/2026

Lease Top-up & Refinance Policy

Active

Medium Risk

Seasoning rules, combined Revenue Coverage Ratio caps, rental-account-based prior-lessor settlement and post-settlement Business Credit Score refresh

Code

GLFL-REFI-2026

Version

2.4

Rule Groups

0

Scoring Models

2

Pricing Tiers

0

Effective Date

1/1/2026

Sharia Compliance & Lease Structuring Policy

Pending

Low Risk

Sharia board–approved rules for lease structuring execution, profit-rate caps and asset insurance bundling

Code

GLFL-SHA-2026

Version

1.2

Rule Groups

0

Scoring Models

0

Pricing Tiers

0

Effective Date

3/1/2026